This Disclaimer applies to the Holidaclub Academy website, learning content, templates, checklists, and any related resources (collectively, the “Materials”). Our platform is designed for entrepreneurs and executives who want to understand the financial condition of their business through practical, leadership-level insights.
Effective date: December 7, 2025
Holidaclub Academy provides education focused on practical financial analysis and leadership decision-making. We teach frameworks that help you interpret cash flow dynamics, working capital patterns, margin behaviour, unit economics, and forecasting discipline in real operating environments.
The Materials are not financial product advice, investment advice, legal advice, tax advice, or accounting advice. We do not provide personalised recommendations for your specific circumstances.
If you require guidance that considers your business structure, financial position, or regulatory obligations in Australia, you should consult appropriately qualified professionals.
We aim to keep the Materials clear, practical, and aligned with real-world business decision cycles. However, finance is context-sensitive and operating conditions change. Examples, illustrations, and simplified models may not reflect your exact circumstances.
You should verify critical information and assumptions before relying on them for significant business decisions.
We do not guarantee any specific financial, operational, or commercial outcomes. Applying the Materials may improve clarity and decision discipline, but results will depend on your industry, team execution, market conditions, cost structure, and strategic choices.
Our toolkit templates are designed to be lightweight and leadership-friendly. They are intended to complement — not replace — professional financial systems, statutory reporting, or specialist advice.
You are responsible for the accuracy of any data you input and for the way you interpret outputs. A simple model can illuminate direction, but it cannot remove the need for sound judgment.
The website may reference third-party tools, articles, or platforms for broader learning context. We do not control these resources and do not endorse or guarantee their accuracy, security, or availability.
To the extent permitted by applicable law, Holidaclub Academy is not liable for any direct or indirect loss arising from your use of, or reliance on, the Materials. This includes loss of profits, revenue, data, business opportunities, or business interruption.
Nothing in this Disclaimer excludes rights and remedies you may have under Australian Consumer Law that cannot be excluded.
You are responsible for how you use the Materials and for any decisions made based on them. Where a decision involves material risk, regulatory obligations, or significant financial exposure, you should seek professional advice and conduct appropriate due diligence.
If you have questions about this Disclaimer or the educational scope of our platform, please contact: